Homeowners Insurance “Are They Really Protecting YOU?”
The insurance industry considers itself to be protecting their customers from a catastrophic situation covered under the POLICY. To give them the benefit of the doubt, I have seen situations where they will cover losses. The problem comes in, when they agree you have a covered loss, and they pay you 50 cents on the dollar. That’s when you realize, “Did I make a mistake, buying the wrong insurance?” By that time it is too late to go back and change your mind.
Homeowners insurance policies have been shrinking over the years. I have a consumer guide that you can download and see how this has occurred. Go to www.YourShrinkingPolicy.com.
So how do you protect yourself!
First, you can try to handle the claim all by yourself. The vast majority of homeowners taking this route, soon find themselves in over their heads.
Second, hire an attorney, an action I do not recommend as a second choice. Doing so, will put you in a situation that could last 6 months at the minimum to as long as 3 years to resolve.
Finally, you can take advantage of a professional insurance representative. These professional insurance representatives are known as Public Adjusters.
What is a Public Adjuster?
Public Adjusters are specialists in property insurance claims. We understand the law insurance carriers must abide by. We also understand insurance policies. At Tropical Tradewinds, LLC, we take insurance claims very seriously. If you are battling your insurance company over an insurance claim, call us and we will take the pain out of the claim….. We are here to help you!!
For a Free Insurance Claim Review call us at 954-253-8210
Robert Rosado is a licensed and bonded insurance adjuster with over 10 years of experience helping guide policyholders through the complicated financial recovery process involved in presenting an insurance claim in Florida. He became a member of the FAPIA Board of Directors in 2014 and has served on various committees including Ethics, Community Affairs and the FAPIA Ambassador Legislative Outreach Committee.