Blog: Insurance Claim Help

The amount of money you receive for your claim is based on several factors: The Limits of coverage you have The Quantification of covered damage Here is an example, if your home suffered $150,000 of damage resulting from a hurricane, but your policy Limit is only $100,000 of homeowners insurance coverage, then your insurance company…

In this podcast the host Steven “O” asked some very important questions. The questions were targeted to the audience who have little to no knowledge about property insurance claims. This podcast is designed to answer call in questions or emailed questions, a homeowner may have. I can proudly say that there is no question that…

“Assignment of Benefits” (AOB) is ANY instrument by which post-loss benefits under a residential or commercial property insurance policy as defined in Fl. Stat. 627.0625(1), are assigned or transferred or acquired in any manner, in whole or in part, to or from a person “Providing services to protect, repair, restore or replace property or to…

The insurance industry considers itself to be protecting their customers from a catastrophic situation covered under the POLICY. To give them the benefit of the doubt, I have seen situations where they will cover losses. The problem comes in, when they agree you have a covered loss, and they pay you 50 cents on the…

If your insurance company has a Managed Repair Program you may be in for a surprise if you have to present a claim. Some insurance companies have been adding language to their policies that force you to use vendors selected by the insurance company to make repairs to your home. This means that your insurance…