Blog
How Much Will I Receive For My Insurance Claim?
The amount of money you receive for your claim is based on several factors: The Limits of coverage you have The Quantification of covered damage Here is an example, if your home suffered $150,000 of damage resulting from a hurricane, but your policy Limit is only $100,000 of homeowners insurance coverage, then your insurance company…
Plantation Water Damage Claim Hits $10,000 Limit – Check Your Policy
Not that long ago Tropical Tradewinds was called by a homeowner Plantation, Florida who had a water leak. That same day we had arrived at the home to assess the damage. The damage was quite severe as dry out fans and dehumidifiers were strategically placed throughout the dwelling. Also, the Pergo wood floors have been…
Ask the Experts Podcast with Robert Rosado
In this podcast the host Steven “O” asked some very important questions. The questions were targeted to the audience who have little to no knowledge about property insurance claims. This podcast is designed to answer call in questions or emailed questions, a homeowner may have. I can proudly say that there is no question that…
Hurricane Dorian Preparation
All homeowners please prepare for Hurricane Dorian! Make sure to board up all openings in your home, prepare for power outages and have flashlights ready. Secure any and all objects that may become projectiles around the home, Intense high winds can cause major damage And may even cause death. Provide plenty of water and food…
Water Damage Claim From Ruptured Washing Machine Hose
Last week I received a call from a former client, about a friend who was away for the weekend. Upon her return she found it strange that water was oozing out from her front door. She quickly opened the door and water cascaded past the threshold, soaking her feet, shoes and traveling bag. She walked…
Hurricanes vs Tornados
We are coming into the rainy season here in South Florida, not to mention that on June 1st, Hurricane season also starts. Many people cringe when they hear that Hurricane season is here. It is my opinion, that residing in South Florida, where hurricanes are prevalent, would be better than living in the Mid-West where…
Assignment of Benefits (AOB) Florida Senate Bill 122
“Assignment of Benefits” (AOB) is ANY instrument by which post-loss benefits under a residential or commercial property insurance policy as defined in Fl. Stat. 627.0625(1), are assigned or transferred or acquired in any manner, in whole or in part, to or from a person “Providing services to protect, repair, restore or replace property or to…
MOLD! Are you Covered??
Now that depends. Your homeowners policy does have coverage for mold, whether you own a Condo, Townhome or a Single Family Home. Not too long ago a client called me complaining that he had mold in his home. He told me that he was away for a week and when he returned there was mold…
Homeowners Insurance “Are They Really Protecting YOU?”
The insurance industry considers itself to be protecting their customers from a catastrophic situation covered under the POLICY. To give them the benefit of the doubt, I have seen situations where they will cover losses. The problem comes in, when they agree you have a covered loss, and they pay you 50 cents on the…
Hurricane Michael “Warning and Direction”
Hurricane Michael fell short of being a Category 5 storm by 2 mph. The devastation that this storm caused will go down to be one of the costliest storms to hit the Florida panhandle in decades. When the storm is over, the cleanup begins. Massive utility crews from all over the state and neighboring states, will descend on the…